The Social Security Administration (SSA) is set to distribute the final round of April 2025 payments on Wednesday, April 23.
This payment targets beneficiaries in Group 4, primarily comprising seniors aged 62 and above. The average payment amount is $1,907, reflecting the 2.5% Cost-of-Living Adjustment (COLA) implemented earlier this year.
Who Will Receive the $1,907 Payment on April 23?
To qualify for the April 23 payment, beneficiaries must meet the following criteria:
- Birth Date: Born between the 21st and 31st of any month.
- Benefit Commencement: Started receiving Social Security benefits after May 1997.
This group includes recipients of retirement, disability, and survivor benefits. The payment schedule is structured to distribute benefits throughout the month, based on birth dates and benefit initiation dates.
Payment Schedule Overview
The SSA’s payment schedule for April 2025 is as follows:
| Birth Date Range | Payment Date |
|---|---|
| 1st – 10th | April 9, 2025 |
| 11th – 20th | April 16, 2025 |
| 21st – 31st | April 23, 2025 |
Note: Beneficiaries who began receiving benefits before May 1997 typically receive payments on the 3rd of each month.
Payment Methods and Timing
Most beneficiaries will receive their payments via Direct Deposit, ensuring funds are available within 24 hours of the payment date.
Alternatively, some may use the Direct Express® Debit Mastercard®, a prepaid debit card option for those without traditional bank accounts.
The $1,907 amount represents the average monthly benefit for retirees, adjusted for the 2025 COLA. Actual payment amounts may vary based on individual earnings history and benefit type.
Understanding the 2025 COLA Increase
The 2.5% COLA for 2025 was implemented to help beneficiaries maintain purchasing power amid inflation. This adjustment increased the average retirement benefit from $1,860 in 2024 to $1,907 in 2025.
The upcoming April 23 payment is a crucial financial support for many seniors aged 62 and above. Ensuring your personal information with the SSA is up-to-date will facilitate timely receipt of benefits.
Stay informed about payment schedules and any changes by regularly checking the SSA’s official website.
FAQs
How can I confirm my eligibility for the April 23 payment?
If you were born between the 21st and 31st of any month and started receiving benefits after May 1997, you’re scheduled to receive your payment on April 23.
What should I do if I don’t receive my payment on the expected date?
Wait three additional mailing days. If the payment hasn’t arrived, contact the SSA at 1-800-772-1213 or visit your local SSA office.
Will future payments continue to follow this schedule?
Yes, the SSA typically follows a consistent monthly schedule based on birth dates and benefit initiation dates.